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Savings & Current Accounts at Galaxy Multistate

Galaxy Multistate Co-operative Society offers two account types designed for every need from growing your personal savings to managing your business transactions with ease.


Choosing the Right Bank Account in Phaltan

Galaxy Multistate Co-operative Society offers two account types built for different needs a savings account for individuals and families, and a current account for businesses and frequent transactions. Both accounts come with the same local branch service and digital banking access, without the heavy paperwork typically associated with larger banks.

The savings account is designed for everyday members — students, salaried employees, homemakers, and senior citizens who want their money to earn interest while staying easily accessible. With interest calculated on actual daily balance and zero hidden charges, it works as a simple entry point into co-operative banking. Account opening takes just a few minutes at the Phaltan branch with basic KYC documents.

The current account is built for shop owners, traders, and small business operators across Phaltan, Lonand, Dahivadi, and the Akluj corridor who need frequent fund transfers. NEFT, RTGS, and IMPS facilities are enabled on all current accounts, allowing businesses to send and receive payments without delay.

Both accounts are backed by Galaxy Multistate's registration under the Multi-State Co-operative Societies Act (Reg. No. MSCS/CR/1641/2025), giving members the assurance of a regulated financial institution combined with local, doorstep-level service.

Frequently Asked Questions(FAQ)


Galaxy Multistate Co-operative Society offers two account types — a Savings Account and a Current Account — both available at the Phaltan branch.
The savings account offers up to 6% interest per annum, calculated on the actual daily balance.
Current accounts are suited for shop owners, traders, and businesses that need frequent transactions through NEFT, RTGS, and IMPS.
Basic KYC documents — Aadhaar card, PAN card, and a passport-size photograph — are required to open either account.
Account opening is currently done in person at the Phaltan branch. Visit with your KYC documents to get started.
Yes. The society is registered under the Multi-State Co-operative Societies Act, Registration No. MSCS/CR/1641/2025.
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