In the course of using Galaxy Multistate Co-op. Credit Society Ltd., website or applications availing the products and services vide the online application forms and questionnaires, Galaxy Multistate Multipurpose Co-operative Credit Society Ltd. and its affiliates may become privy to the personal information of its users, including information that is of a confidential nature.
Galaxy Multistate Multipurpose Co-operative Credit Society Ltd. is strongly committed to protecting the privacy of its users and has taken all necessary and reasonable measures to protect the confidentiality of the user information and its transmission through the world wide web and it shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with the users.
The policy is applicable to all persons (natural and artificial) i.e. covered persons whose personal information is either collected/ received/ possessed/ stored/ dealt in/ handled by Galaxy Multistate Multipurpose Co-operative Credit Society Ltd. (the Society) or who visit the site (https://galaxymultistate.com) and provide information to the Society in online/offline mode, are covered under this policy.
Galaxy Multistate Multipurpose Co-operative Credit Society Ltd. endeavours to safeguard and ensure the security of the information provided by the user. The user would be required to co-operate with Galaxy Multistate Multipurpose Co-operative Credit Society Ltd. in order to ensure the security of the information, and it is recommended that the users necessarily choose their passwords carefully such that no unauthorised access is made by a third party. The users should undertake not to disclose their password to anyone or keep any written or other record of the password such that a third party could access it.
Galaxy Multistate Multipurpose Co-operative Credit Society Ltd. undertakes not to disclose the information provided by the users to any person, unless such action is necessary to:
The users shall not disclose to any other person, in any manner whatsoever, any information relating to Galaxy Multistate Multipurpose Co-operative Credit Society Ltd. or its Affiliates of a confidential nature obtained in the course of availing the services through the website. Failure to comply with this obligation shall be deemed a serious breach of the terms herein and shall entitle Galaxy Multistate Multipurpose Co-operative Credit Society Ltd. or its Affiliates to terminate the services, without prejudice to any damages.
Galaxy Multistate Multipurpose Co-operative Credit Society Ltd. will limit the collection and use of user information only on a need to- know basis to deliver better service to the users. Galaxy Multistate Multipurpose Co-operative Credit Society Ltd. may use and share the information provided by the users with its Affiliates and third parties for providing services and any service-related activities such as collecting fees for such services.
The user authorises Galaxy Multistate Multipurpose Co-operative Credit Society Ltd. to exchange, share, part with all information related to the details and transaction history of the users to its Affiliates / banks /financial institutions / credit bureaus / agencies as may be required by law, customary practice, credit reporting, statistical analysis and risk management.
Any information that is freely available or accessible in public domain or furnished under the Right to Information Act, 2005 shall not be regarded as data for the purpose of this policy. The Society may change this policy from time to time.
Our website may contain links to other websites. Once you leave our site, we do not have control over other websites and cannot be held responsible for the protection and privacy of any information you provide while visiting such sites. When you access our website, we may collect information about your browser type, location, and IP address using cookies for analysis of user behaviour.
You should consult the respective privacy policies of third-party ad servers for more detailed information and opt-out instructions. We may use your Personal Information to contact you with newsletters or promotional materials.
Modification Clause: We reserve the right to update or change our Privacy Policy at any time. Your continued use of the Service after we post any modifications will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. The Society is not responsible for individually informing registered customers of changes.
Reg. No: MSCS/CR/1641/2025
Bhavani Market, Ravivar Peth, Opp. Phaltan Bus Stand, Phaltan, Tal. Phaltan, Dist. Satara - 415523
7822838894
info@galaxymultistate.com
